Fees & Insurance
Choosing a therapist is both a personal and practical decision. I want you to have clear information about fees, insurance, and what you can expect before we begin.
Choosing therapy is a meaningful commitment—not only financially, but personally.
It’s a commitment to your relationships.
To understanding yourself.
To healing old wounds.
And to creating the kind of life and relationships you hope for.
Session Fees
Looking for counseling fees in Colorado Springs? My current session fees are:
50–55 minute Individual Therapy: $125
50–55 minute Couples Therapy: $125
Payment is accepted by credit card, cash, or check.
If you need to cancel or reschedule, I ask for at least 24 hours' notice.
Appointments canceled with less than 24 hours' notice, or missed appointments, are charged the full session fee.
Why I Don't Accept Insurance
People ask me this question often.
It's a good question.
For many people, using insurance makes perfect sense, and I'm grateful it allows many individuals to receive care they might not otherwise be able to afford.
So why have I chosen a different path?
Because I want the way I practice therapy to be guided by what is best for my clients—not by what an insurance company requires.
For me, remaining outside of insurance allows me to practice in a way that feels both clinically sound and deeply respectful of the people I serve.
Therapy Isn't Always About Mental Illness
Many of the people who come to see me aren't mentally ill.
They're grieving.
Their marriage is struggling.
They're carrying wounds from childhood.
They're trying to understand why they keep repeating the same painful patterns.
They're asking hard questions about themselves and the people they love.
Those are deeply important reasons to seek therapy.
But they don't always mean that someone has a mental health disorder.
Insurance, however, generally requires a mental health diagnosis in order for therapy to be considered medically necessary and covered.
I don't want to assign a diagnosis simply because someone needs one in order to use their insurance.
Especially for Couples
This is one of the biggest reasons I don't participate with insurance.
Insurance generally doesn't pay for relationship counseling on its own.
Instead, coverage typically requires that one partner have a qualifying mental health diagnosis and that the treatment be considered medically necessary.
That means one person becomes “the identified patient,” even when what brought the couple to therapy is a painful pattern happening between them.
I don't believe that's the best way to understand or care for couples.
When I work with couples, my focus is on the relationship—not deciding which partner is "the problem."
Your Privacy Matters
Using insurance means sharing information with your insurance company.
That often includes a mental health diagnosis and documentation showing that treatment is medically necessary.
For some people, that's entirely appropriate.
When insurance isn't involved, there is less need for a third party to
have access to information about your therapy.
Working outside of insurance allows your therapy to remain between us, except where disclosure is required by law.
What This Means for You.
Working outside of insurance gives us the freedom to make decisions about your therapy based on what is actually happening in your life and relationships.
We don't have to fit your experience into a diagnosis simply to justify the work we're doing.
And we don't have to let an insurance company determine what kind of care is appropriate or how that care should unfold.
Those decisions can remain where I believe they belong—in the therapy room, with you.
Frequently Asked Questions
Can I use my out-of-network benefits?
Possibly.
Some insurance plans offer out-of-network mental health benefits.
If your plan includes those benefits, I'm happy to provide a superbill that you can submit to your insurance company for possible reimbursement.
I encourage you to contact your insurance company to ask about your specific coverage before beginning therapy.
What is a superbill?
A superbill is a detailed receipt that includes the information your insurance company may require if you choose to seek reimbursement through your out-of-network benefits.
While reimbursement is never guaranteed, many clients find it helpful to submit one.
Do you offer online sessions?
Yes. I offer both in-person and online sessions.